Suffering a serious injury or illness can be upsetting for numerous reasons. This includes the toll it can take on your ability to work and earn an income. However, there may be benefits available that can make the situation a little easier, like long-term disability.
Below, we explain a few basic aspects of long-term disability benefits and what you might expect in terms of filing a claim.
Slip-and-falls are a common cause of personal injury accidents in Canada. If you are injured in a slip and fall, you may want to consider bringing an action to compensate you for your suffering.
An injured person would start a personal injury lawsuit against the owner or tenant (occupiers) of the premises where they were injured. Occupiers are responsible for the maintenance and upkeep of their property. They must remove or repair hazards on their property. These include:
Losing a job can be one of the worst things to happen to anyone in Ontario who is fighting to recover from an illness that caused a disability. If this happened to you, it could bring about financial hardship for you and your family. The lack of income along with mounting medical bills can cause undue anxiety that might even exacerbate your poor health.
This is where LTD comes into play. If you have suffered an injury or contracted a disease that prevents you from returning to work, you might be entitled to long-term disability benefits.
If you have suffered a traumatic brain injury in an Ontario car accident, the consequences might be overwhelming. TBI can be life-changing, and it can affect every aspect of your being. It not only can significantly impact your immediate financial picture with medical expenses and lost income, but it can also have a long-term impact on your career, your health, your finances and your loved ones.
Although you might be entitled to benefits that could ease the financial burden substantially, it is crucial to have thorough medical examinations immediately after the accident along with frequent follow-ups because some the most severe symptoms of brain injuries may not be immediately evident.
Losing your job unexpectedly can be a financial and personal shock. You may be surprised if your employer fails to give you a valid reason for terminating your employment. Although an employer can fire an employee without providing a reason, some reasons are against the law. Also, in most cases, an employer in Ontario must give an employee a reasonable notice of employment termination.
If you are a nurse or healthcare worker in Ontario, you likely face many safety and health hazards in your occupation. Unfortunately, some of these cause healthcare workers to be unable to continue performing their duties for a significant period of time. In these cases, receiving long-term disability benefits can be imperative to their financial futures. Yet, making a successful claim can be challenging.
Numerous physical and psychological hazards can put nurses at risk of illness and injury that result in long-term sick leaves.
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